“Success without contribution is success without significance.”
For many of us, money feels like the compass directing our lives. The accumulation and preservation of wealth can easily become our goal, our pursuit and our drive. We believe money will fix our problems and secure our future.
But money can create its own set of problems: loneliness, defensiveness, and entitled children. The strategies of asset protection – designed to be a safeguard – can turn into a cage.
Todd DeKruyter wants to help you navigate the personal challenges of affluence. He draws on his time as a financial advisor and pastor as well as his own experiences with money to show how we can resist wealth’s pull on our hearts and pursue a legacy of deep relationships and lasting impact.
DeKruyter challenges you to live a life of significance with the “more than enough” that has been entrusted to you.
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Endorsements for Navigating Life with More Than Enough
“Boy, what a relevant book from Todd DeKruyter. Navigating Life with More Than Enough challenges us to consider the dark side of affluence and what really matters with regard to money. A timely and important read for anyone who desires to be thoughtful about their financial stewardship.”
Dan T. Cathy, Chairman & CEO, Chick-fil-A
“I applaud Todd’s straight forward transparency and humility in Navigating Life with More Than Enough. The world affluence is often misunderstood, but Todd is an insider and is able to give great insight into this context. He takes us on a deep dive into the ‘life that is truly life’ and how we enter that journey with joy and gratitude.”
Daryl Heald, Founder, Generosity Path
“Todd has given much thought to those of us who are affluent, anyone having more than enough. He points out the upsides and the downsides. Then with much wisdom, he guides us to be more successful in dealing with affluence. I found his book very informative.”
David M. Green, Founder and CEO, Hobby Lobby Stores; author, More than a Hobby and Giving It All Away . . . and Getting It All Back Again
“I simply wasn’t prepared for the power and personal impact that Navigating Life with More Than Enough had on me. Todd DeKruyter unpacks the problems of wealth with a personal transparency and humility that disarms and engages. With just enough conviction and grace, I found myself moving from confession to liberation, all in the course of a single book. Regardless of the size of your balance sheet, this is a trustworthy guide through the challenges of wealth.”
Dan Wolgemuth, President/CEO, Youth For Christ USA; author, The Monday Memo, Fragments, and Give Life
“I have had the privilege of consulting and counseling thousands of individuals and couples, many with significant wealth. Having wealth is not wrong, but it does create many problems. In my experience, the biggest issues come in the second and subsequent generations. Todd DeKruyter is extremely qualified to speak to this subject as an heir who has dealt with all the issues he describes in this book. I recommend it highly for those who have wealth to transfer, the recipients of inherited wealth, and especially for those who are in the financial services world who deal with the wealthy. A great and much needed book.”
Ron Blue, Founder of Ron Blue Institute; founding Director, Kingdom Advisors; author, Splitting Heirs
“Financial resources are a blessing, yet can have profound, unintended consequences. Todd DeKruyter provides a vision and practical tools for understanding and managing our relationship with finances. He begins where we all should begin—with the core essentials of our heart. I highly recommended this book to those seeking to be good stewards of all the resources they earn, inherit, and are blessed to receive.”
Beverly Y. Upton, Chief Executive Officer, Haggai Institute
“Todd DeKruyter peels off wealth’s shiny, protective sheen to reveal what lies beneath. His personal experience with wealth and his time as an advisor inform this investigation of the challenges and disappointments that can surprisingly accompany affluence. His prescription is a huge dose of wisdom. I wish someone had handed this book to me when I was 23!”
John Cortines, Executive Vice President, Emerging Leaders, Generous Giving; co-author, God and Money: How We Discovered True Riches at Harvard Business School
“As a child who grew up in affluence, Todd has a unique perspective to share with readers. His book is full of thoughtful questions, honest personal reflections, and valuable wisdom. I commend this book to anyone seeking to wisely steward excess resources rather than acquiesce to the prevailing culture of bigger, better, faster makes you happy.”
Todd Harper, President, Generous Giving; author, Abundant
“I love the way Todd defines affluence as having more than enough. He lays out an honest assessment of how affluence presents challenges for all of us, both relationally and spiritually. Todd speaks candidly to those challenges out of his own life experiences. There is no cookie-cutter formula here. There is wise and transparent guidance for those who want to find true life in the midst of affluence.”
Patrick Johnson, Founder, GenerousChurch
“Todd writes with a personal knowledge of both the blessings and the curses of being surrounded by wealth. The breadth of his knowledge vastly exceeds his number of years. He freely quotes from both the Bible and a plethora of thought leaders, making this short book a virtual compendium of wisdom and guidance on how to and how not to handle the materials possessions the Lord entrusts to you. You will find this book both enlightening and inspiring. Reading it will definitely be time well spent!”
E. G. “Jay” Link, Whole Life Stewardship Coach; Family Wealth Counselor; author, To Whom Much is Given
“This book provides extraordinary insight into the very serious issues facing those who have been entrusted with more than enough. DeKruyter approaches the subject with wisdom, humility, practicality, and personal experience. I found particularly thought provoking the chapters describing the dangerous impact affluence can have on our children and what we can do as parents to help them handle money well."
Larry Powell, Powell Family Enterprises, LLC